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Enroll in Affordable Dental
& Vision plans from CalRTA
& Vision plans from CalRTA
Use your doctor or save up to 50% in-network
400,000 dental & 36,000 vision providers in-network
Yearly maximums up to $1,500.00
No waiting periods on covered services
ENROLL NOW
Your Teeth & Eyes
Will Say Thanks!
Will Say Thanks!
California Retired Teachers Association (CalRTA) knows Retired Educators like you. AMBA knows insurance. Together we can provide you with the dental and vision plans you need to keep your teeth and eyes healthy now and for years to come.
Dental Plans That Fit Your Budget
- Keep your dentist or choose an In-Network dentist and save
- Over 400,000 providers to choose from, whether home or away
- No waiting period on covered services – get access right away
- Covers exams, cleanings, fillings, crowns, implants, and more
- High annual maximum
Dental Plan Comparison
Gold Plan
Essential Coverage
Platinum Plan
Most Comprehensive
Member Only
$27.03/month
$59.99/month
Member +1
$54.06/month
$127.25/month
Member + Family
$80.56/month
$162.00/month
Deductible
$75.00 per year/person
(waived for Preventative services)
$75.00 per year/person
(waived for Preventative services)
Annual Maximums
Gold Plan
Platinum Plan
In Network
$750.00 per year/person
$1,500.00 per year/person
Out of Network
$750.00 per year/person
$1,500.00 per year/person
Preventive
Routine Cleanings
Covers 100% I.N. (80% O.O.N.)
Covers 100% I.N. (80% O.O.N.)
Routine Oral Exams
Covers 100% I.N. (80% O.O.N.)
Covers 100% I.N. (80% O.O.N.)
X-Rays (all types)
Covers 100% I.N. (80% O.O.N.)
Covers 100% I.N. (80% O.O.N.)
Basic
Extractions (simple)
Covers 70% I.N. (60% O.O.N.) (simple)
Covers 80% I.N. (60% O.O.N.) (simple)
Fillings
Covers 70% I.N. (60% O.O.N.)
Covers 80% I.N. (60% O.O.N.)
Periodontal Maintenance
Covers 70% I.N. (60% O.O.N.)
Covers 80% I.N. (60% O.O.N.)
Major
Crown (all types)
Not Covered
Covers 50% I.N. (40% O.O.N.)
Dentures (all types)
Not Covered
Covers 50% I.N. (40% O.O.N.)
Root Canal (all types)
Not Covered
Covers 50% I.N. (40% O.O.N.)
Extractions (complex)
Not Covered
Covers 50% I.N. (40% O.O.N.) (complex)
Periodontics (all types)
Not Covered
Covers 50% I.N. (40% O.O.N.)
Cosmetic
Implants
Not Covered
Covers 50% I.N. (40% O.O.N.)
Use your current dentist OR Save 25-50% with a dentist in our network.
Find a dentist
(note: Select PDP Plus)
In-network savings based on MetLife data. Negotiated fees refer to the fees that participating dentists have agreed to accept as payment in full for covered services, subject to any co-payments, deductibles, cost sharing and benefits maximums. Negotiated fees are subject to change.
Dental Insurance is underwritten by Metropolitan Life Insurance Company, New York, NY.
Vision Service Provider (VSP) is not affiliated with Metropolitan Life Insurance Company or its affiliates.
Like most group benefit programs, benefit programs offered by MetLife and its affiliates contain certain exclusions,
exceptions, reductions, limitations, waiting periods and terms for keeping them in force. Please contact MetLife or your plan administrator for costs and complete details.
Metropolitan Life Insurance Company | 200 Park Avenue | New York, NY 10166
L1024044567[exp1126][All States][DC,GU,MP,PR,VI] © 2024 MetLife Services and Solutions, LLC
This highlight is not a certificate of insurance or a guarantee of coverage. Premium rates may change upon renewal and can be adjusted for the entire group or a specific class. A class is defined
in the group policy. Benefits are subject to change upon agreement between the carrier and the participating organization. The policy is renewable at the option of the insured.
CalRTA’s TRUSTED PROVIDER OF INSURANCE: AMBA
AMBA specializes in providing retired educators and other public employees with quality coverage at competitive rates. We partner with more than 70 associations in 35 states and hundreds of thousands of members.