Use your doctor or save up to 50% in-network
400,000 dental & 36,000 vision providers in-network
Yearly maximums up to $2,500.00
No waiting periods on covered services
Your Teeth & Eyes
Will Say Thanks!

Alabama Retired State Employees' Association/Alabama Public Employees' Advocacy (ARSEA/APEAL) knows Retired State, City, And County Employees like you. AMBA knows insurance. Together we can provide you with the dental and vision plans you need to keep your teeth and eyes healthy now and for years to come.

Dental Plans That Fit Your Budget:

  • Keep your dentist or choose an In-Network dentist and save
  • Over 400,000 providers to choose from, whether home or away
  • No waiting period on covered services – get access right away
  • Covers exams, cleanings, fillings, crowns, and more
  • High annual maximum that can increase after one year

Enroll In A Dental Plan:


Standard Dental Plan:

from $39.56 /month
unselect plan
Member $39.56/month
Member +1 $79.12/month
Member +Family $105.74/month
(per year & per person)
Annual Maximum:
(per year & per person)
Dental Rewards

Each year you submit at least one dental claim and keep your total amount of benefits paid under $750, you qualify to carry over $250 in benefit dollars to the following year.

With your maximum carry over of $1000 your Annual Maximum can be $2500.

Preventative SERVICE:
Covers up to 100% after deductible
  • Routine Cleanings
  • Routine Oral Exams
Covers up to 80% after deductible
  • Crown Repair
  • Denture Repair
  • Fillings
  • General Anesthesia
  • Oral Surgery
  • X-rays
Covers up to 50% after deductible
  • Crowns
  • Dentures
  • Endodontics (root canals)
  • Periodontics (gum disease)

Use your current dentist OR Save 25-50% with a dentist in our network. Find a dentist

(note: Enter zip, select city & state, and Classic PPO network.)

Details may vary based on start date. Please note it may take 10-15 days to process your enrollment. You will receive a ‘welcome to the program’ letter which will include your group number and carrier details. Please consult your policy as the final ultimate source of covered services and program details.
Rates valid from 1 April, 2022 to 28 February, 2025.

Vision Plans With A Clear Difference:

Get quality coverage on the vision services you need:

  • Thousands of eye doctors nationwide
  • Covers in & out of network
  • Eyeglasses, contact lenses and more

Enroll In A Vision Plan:


Choice Vision Plan:

from $12.72 /month
unselect plan
Member $12.72/month
Member +1 $22.30/month
Member +Family $27.75/month
Exam Copay: $15
Frames Copay: $25
Frames Allowance:
$170 for featured frames
Contacts Allowance: $150

Quality Coverage With Low Copays

  • WellVision Exam every 12 months with $15 copay.
  • Contact Lens Exam every 12 months
  • Glasses with a $25 copay, 20% savings on additional glasses.
  • Lenses every 12 months: 100% coverage on most
  • Frames every 24 months: up to $170, then 20% off
  • Up to 25% savings on anti-reflective & UV coating
    • 100% Coverage On Standard Progressive Lenses
    • 20-25% saving on non-covered lens enhancements such as anti-reflective and UV coating
    • Single Vision, Lined Bifocal, and Lined Trifocal Lenses
  • Find Your Eye Doctor

Use the largest independent doctor network in the country plus retailers you know:

Costco Walmart VisionWorks Eyeonic

  • Exam up to $45
  • Lined Trifocal Lenses up to $65
  • Frame up to $70
  • Progressive Lenses up to $50
  • Single Vision Lenses up to $30
  • Contacts up to $105
  • Lined Bifocal Lenses up to $50
Details may vary based on start date. Upon enrollment you will receive a ‘welcome to the program’ letter then you will receive your full policy documents and ID cards. Please consult your policy as the final ultimate source of covered services and program details.
View Cart
Need help? Our team is ready to assist!
(Mon-Fri 8am-6pm CT)


AMBA specializes in providing retired educators and other public employees with quality coverage at competitive rates. We partner with more than 70 associations in 35 states and hundreds of thousands of members.