Dental Plan Frequently Asked Questions:

Regular preventive dental checkups play an essential role in maintaining both your oral health and your overall health. Checkups help prevent dental issues like tooth decay, gum disease, and oral cancer. Plus, there is mounting evidence that there is a significant connection between oral health and chronic diseases such as Alzheimer’s, diabetes, and other serious conditions.

AMBA is dedicated to offering comprehensive Dental Plans at group rates. Some associations offer different levels of plans. Most dental plans available through AMBA’s Dental Plans cover exams, cleanings, fillings, crowns, and more. AMBA’s Dental Plans also give you access to the provider of your choice, with more savings by staying in-network.

Visit so you can determine which Dental Plan best fits your needs.

Dental Plans available through AMBA provide coverage for many important services including routine check-ups, cleanings, exams, and other preventive services. Check the details of your Dental Plan for more information.

Great news! AMBA knows how important it is to access your Dental Plan’s benefits simply and quickly. That’s why many Dental Plans from AMBA have no waiting period on covered services. This means you can begin enjoying your benefits much sooner than many other Dental Plans. Consult your Plan for additional details.

You can use your dental benefits with any provider, with more savings by staying in-network. Find an in-network location near you by choosing the Dental Plan offered by your association or log in to your member account for a complete provider listing.

Click here for Ameritas plans

Click here for MetLife plans

AMBA’S dental plans have 400,000 in-network dental providers. This makes it easy to find quality providers near you. Additionally, Dental Plans through AMBA give you the freedom to see any provider you like, with additional savings by staying in-network.

AMBA’s Dental Plans allow you to visit any provider you choose, with additional savings by using an in-network provider. If you visit a provider outside AMBA’s network, consult your Dental Plan to learn how much you will be reimbursed and how to file your claim.

AMBA’s Dental Plans vary state by state. Consult the details of your Dental Plan by logging into your account for more information.

Most of AMBA’s Dental Plans have an annual maximum of up to $2,500. That’s much higher than many Dental Plans from other providers. Visit or log into your account for more details.

The Dental Plan you choose will provide unique benefits. Visit for more information.

Request a complete summary of benefits or a sample policy to review all the terms and conditions of the coverage. Additionally, consider your own and your family's specific dental needs to ensure that the plan you choose offers the best value for you and your needs.

Vision Plan Frequently Asked Questions:

Regular eye examinations are important because your vision can change and updating your prescription can help you live a higher quality of life and help you become a safer driver. Additionally, your eye doctor can detect certain eye conditions such as cataracts, glaucoma, and age-related macular degeneration, which could lead to sight loss.

Your eye doctor can spot serious problems such as diabetes, lupus, high blood pressure, and high cholesterol during a thorough eye exam. Annual eye exams can help you catch these problems earlier and avoid serious complications.

At AMBA, your well-being is at the heart of everything we do, including benefits like our Vision Plan. The Vision Plan from AMBA provides comprehensive vision care at affordable rates.

Some of the advantages include annual WellVision exams, thousands of in-network eye doctors nationwide, and coverage for glasses, lenses, frames, and more.

The Vision Plan from AMBA’s quality coverage with low copays benefits include:

  • WellVision Exam every 12 months with a $15 copay.
  • Contact Lens Exam every 12 months.
  • Glasses with a $25 copay and 20% savings on additional glasses.
  • Lenses every 12 months: 100% coverage on most.
  • Frames every 24 months: up to $170, then 20% off.
  • Up to 25% savings on anti-reflective & UV coating.

AMBA’s Vision Plan also features generous out-of-network reimbursements. Details vary by start date. Please consult your policy for more information about covered services and program details.

When you visit a VSP (Vision Service Plan) network provider, just tell their office you are covered with VSP. They will verify your name, date of birth, and last 4 of social security number. It’s that simple!

With AMBA’s Vision Plan from VSP, you can use your vision benefits with any provider, with more savings by using one of VSP’s thousands of providers in-network, including Walmart, Costco, Visionworks, and Eyeconic.

Finding an in-network provider near you is easy. Just visit or log in to your member account for a complete provider listing.

AMBA’s Vision Plan from VSP allows you to visit any provider you choose, with additional savings by using an in-network provider. If you visit a provider outside VSP’s network, consult your plan to learn how much you will be reimbursed and how to file your claim.

Any beneficiaries on your Vision Plan enjoy the same full coverage as you and do not need an ID card when they visit an in-network provider.

You can view your Explanation of Benefits (EOB) from your member account. Once logged in, visit the ‘Your Benefit & Claim History’ section.

When you visit an in-network provider, no claim forms are needed. If you visit an out-of-network provider, you can submit a claim for reimbursement online or by calling 1-800-877-7195. Consult your plan for more details.

About AMBA

AMBA has protected educators and public employees with insurance and benefits for more than 30 years. Through it all we've forged strong relationships with top insurance carriers that allow us to offer wide-ranging coverage and products to retirees, professionals, individuals and families. From dental and vision insurance to professional liability and Medicare supplement, AMBA has you covered.