FIREMEN, GET GREAT GROUP RATES ON DENTAL & VISION INSURANCE.
Remember the coverage you had when you were working? Thanks to LSFA's strength in numbers and AMBA’s negotiating power—earned from decades of providing supplemental insurance to former teachers and other public employees—dental and vision plans are available now at reasonable group rates. If you've had trouble finding quality coverage within your budget, look no further. Outstanding dental and vision benefits are just a few clicks away.
NO WAITING PERIODS. OPEN ENROLLMENT. GREAT GROUP RATES.
DENTAL COVERAGE LIKE WHEN YOU WERE WORKING
So many plans don’t let you choose your own dentist, and many have long waiting periods before you get coverage. The good news? We’ve fixed all that:
- See any dentist you want. You're not required to stay inside the network.
- No waiting periods during open enrollment.
- Access providers nationwide. There are 400,000 providers to serve your needs, whether you're at home or traveling the U.S.
- No-deductible cleanings & exams. Routine cleanings and oral exams twice per calendar year are 100% covered.
- Low deductible: just $50 per calendar year per person, which can be applied toward fillings, crowns, x-rays, anesthesia, oral surgery, perio-cleanings, root canals, dentures, and other procedures as shown below.
- High calendar-year maximum. Yours is $1,250. With Dental Rewards® you can carry over a portion of your unused maximum to the next benefit period, up to a maximum of $2,250.
- Save 20 - 40% if you pick a dentist in the Ameritas Dental Network. Find one at findproviders.net or call Ameritas at 888-239-3336.
- Guaranteed rates, all the way through September 2019.
DENTAL COVERAGE INCLUDES:
100% Coverage On:
- Routine Oral Exams
- Routine Cleanings
80% Coverage On:
- Denture Repairs
- General Anesthesia
- Oral Surgery
50% Coverage On:
- Endodontics (root canals)
- Periodontics (gum disease)
- Crowns and Crown Repairs
Monthly Group Rates:
- Member Only: $34.20
- Member & Spouse or Dependent: $69.21
- Member & Family: $117.04
VISION COVERAGE WITH A CLEAR DIFFERENCE
Without a vision plan, the average exam and glasses cost more than $450. This comprehensive plan from Vision Service Plan (VSP) can save you hundreds of dollars, not to mention the health of your eyes. Benefits include:
- One-stop convenience. Our network of doctors provides eye exams and eyewear to take care of all your vision needs.
- Low monthly rates: $10.90/month for you and $18.85/month for you and a spouse or dependent.
- Big savings on frames: $150 allowance for a wide selection of frames and $170 for featured frame brands, with 20% savings on the amount over your allowance.
- Nationwide access to thousands of experienced optometrists and ophthalmologists in rural and metropolitan areas throughout the U.S. Find a VSP doctor at lsfa.vspforme.com or call 800-877-7195.
- Easy copays: Just $15 for an exam every 12 months with a $25 copay for prescription eyeglasses, and a $25 copay for frames covered up to your allowance once every 24 months.
- Contacts are covered. A contacts exam is covered once every 12 months instead of eyeglasses. Apply the $150 allowance to the cost of your contacts and the lens exam.
- Extra discounts and savings. Save 20% on additional glasses and sunglasses!
VISION OUT-OF-NETWORK REIMBURSEMENTS:
- Exam: up to $50
- Lined Trifocal Lenses: up to $100
- Frame: up to $70
- Progressive Lenses: up to $75
- Single Vision Lenses: up to $50
- Contacts: up to $105
- Lined Bifocal Lenses: up to $75
LOW MONTHLY RATES:
Member Only: $10.90
Member & Spouse or Dependent: $18.85
Member & Family: $23.60
BENEFIT FROM OUR EXPERIENCE
Association Member Benefits Advisors (AMBA) specializes in providing retired educators and other public employees with quality coverage at competitive group rates. We partner with more than 60 associations in 35 states and hundreds of thousands of members.
Here's what a few of our customers have to say about us:
Amazing job in helping me find the services I need.
I am very happy with my dental policy. They went out of their way to make sure I was happy.
Excellent customer service. They answered all my questions.
TAKE THE NEXT STEP
YES, I'd like to learn more about vision and dental plans through LSFA! Please have a representative contact me.