Montana Retired Educators Association
Montana Retired Educators Association
 

GET THE DENTAL & VISION INSURANCE THAT CAN PROTECT YOU.

Montana Retired Educators Association (MREA) knows retired educators like you. Its partner Association Member Benefits Advisors (AMBA) knows insurance. Together we can provide you with the dental and vision plans you need to keep your teeth and eyes healthy now and for years to come. 

  • From MREA and AMBA
  • Carriers you trust: Ameritas and VSP
  • Choose the dentist and eye doctor you want
  • No waiting periods - coverage begins right away

Dental Insurance:

DENTAL COVERAGE LIKE WHEN YOU WERE WORKING

  • Choose your own dentist – No network required.
  • Save 20-40% – With a dentist in the Ameritas Dental Network.
  • No Waiting Periods – For covered services during open enrollment.
  • Over 400,000 providers to choose from – Whether home or traveling.
  • Guaranteed Rates – Through June 2021
  • High Calendar Year Maximum – And ability to carry over some unused maximum to the next year.

ENROLL ONLINE REQUEST INFO
OR CALL 1-844-385-4359 Mon‑Fri 8am‑6pm CT

DENTAL COVERAGE INCLUDES:

Platinum Plan

Type 1 Services100% Coverage:

Routine Oral Exams
Routine Cleanings

Type 2 Services80% Coverage:

X-rays
Crown and Denture Repairs
Fillings

Type 3 Services50% Coverage:

Crowns and Dentures
Bridge Work
Endodontics (root canals)
Periodontics (gum disease)
General Anesthesia
Oral Surgery

DEDUCTIBLE: $75 per person

ANNUAL PLAN MAXIMUM: $1500 per person

MONTHLY GROUP RATES:
Member Only: $49.09
Member & Spouse or Dependent: $98.18
Member & Family: $118.47

Rates valid from Jul 1, 2019 to Jun 30, 2021.

Gold Plan

Type 1 Services

Routine Oral Exam - $35
Bitewing X-Ray (4 image) - $49
Routine Cleanings - $75
Panoramic X-Rays - $91

Type 2 Services

Denture Repair (Each tooth) - $68
Fillings (2 surface amalgam) - $82
Fillings (2 surface resin) - $100
Root Canal (bicuspid tooth) - $472

Type 3 Services

Simple Extraction - $73
Crown (Full cast noble metal) - $350
Osseous Surgery (Periodontics) - $397
Denture (maxillary) - $431

DEDUCTIBLE: $75 per person

ANNUAL PLAN MAXIMUM: $1000 per person

MONTHLY GROUP RATES:
Member Only: $29.06
Member & Spouse or Dependent: $58.12
Member & Family: $73.62

Rates valid from Jul 1, 2019 to Jun 30, 2021.

ENROLL ONLINE REQUEST INFO
OR CALL 1-844-385-4359 Mon‑Fri 8am‑6pm CT

Vision Insurance:

VISION COVERAGE WITH A CLEAR DIFFERENCE

  • Choose from thousands of eye doctors in rural and metropolitan areas nationwide.
  • One-stop convenience for eye exams and eyewear to take care of all your vision needs, your local Walmart included.
  • Great Benefits and Low Copays for the services you need, including:
    • WellVision Exam covered every 12 months with a $15 copay.
    • Prescription Eyeglasses with a $25 copay.
      • Frames covered every 24 months
        • $150 allowance on a wide selection of frames
        • $170 allowance for featured brands
        • 20% savings on the amount over your allowance
      • Lenses covered every 12 months
        • Single vision, lined bifocal, and lined trifocal lenses
        • 20-25% saving on non-covered lens enhancements such as anti-reflective and UV coating
        • 100% coverage on Standard Progressive lenses
    • Contact Lens Exam covered every 12 months (instead of eyeglasses).
  • 20% savings on additional glasses and sunglasses.

ENROLL ONLINE REQUEST INFO
OR CALL 1-844-385-4359 Mon‑Fri 8am‑6pm CT

VISION OUT-OF-NETWORK REIMBURSEMENTS:

  • Exams up to $45
  • Frames up to $70
  • Single Vision Lenses up to $30
  • Lined Bifocal Lenses up to $50
  • Lined Trifocal Lenses up to $65
  • Progressive Lenses up to $50
  • Contacts up to $105

LOW MONTHLY RATES:
Member Only: $11.94
Member & Spouse or Dependent: $20.94
Member & Family: $26.05

Rates valid from Jul 1, 2019 to Jun 30, 2023.

ENROLL ONLINE REQUEST INFO
OR CALL 1-844-385-4359 Mon‑Fri 8am‑6pm CT

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ABOUT AMBA

Association Member Benefits Advisors (AMBA) specializes in providing retired educators and other public employees with quality coverage at competitive group rates. We partner with more than 60 associations in 35 states and hundreds of thousands of members.