OR CALL 1-844-385-4359 Mon-Fri 8am-5pm CT
Police and Fire Retirees of Ohio
Police and Fire Retirees of Ohio
 

GET THE DENTAL & VISION INSURANCE THAT CAN PROTECT YOU.

Police and Fire Retirees of Ohio (PFRO) knows police and fire retirees like you. Its partner Association Member Benefits Advisors (AMBA) knows insurance. Together we can provide you with the dental and vision plans you need to keep your teeth and eyes healthy now and for years to come. 

  • From PFRO and AMBA
  • Carriers you trust: Ameritas and VSP
  • Choose the dentist and eye doctor you want
  • No waiting periods - coverage begins right away

Dental Insurance:

DENTAL COVERAGE LIKE WHEN YOU WERE WORKING

  • Choose your own dentist – No network required.
  • Save 20-40% – With a dentist in the Ameritas Dental Network.
  • No Waiting Periods – For covered services during open enrollment.
  • Over 400,000 providers to choose from – Whether home or traveling.
  • High Calendar Year Maximum – And ability to carry over some unused maximum to the next year.
  • Guaranteed Rates – Through September 2020

ENROLL ONLINE REQUEST INFO
OR CALL 1-844-385-4359 Mon‑Fri 8am‑5pm CT

DENTAL COVERAGE INCLUDES:

Platinum Plan

Type 1 Services – 100% Coverage:

Routine Oral Exams
Routine Cleanings
Bitewing X-rays

Type 2 Services – 80% Coverage:

Panoramic X-Rays
Fillings
Denture Repair
General Anesthesia

Type 3 Services – 50% Coverage:

Crowns
Periodontics (gum disease)
Endodontics (root canals)
Onlays
Simple and Complex Extractions

DEDUCTIBLE: $75/year per person

ANNUAL PLAN MAXIMUM: $1500 per person

MONTHLY GROUP RATES:
Member Only: $41.16
Member & Spouse or Dependent: $82.97
Member & Family: $139.10

Rates valid from Oct 1, 2018 to Sep 30, 2020.

Gold Plan

Type 1 Services – 100% in network:

Routine Oral Exams
Routine Cleanings
Bitewing X-rays

Type 2 Services – 80% in network:

Panoramic X-Rays
Fillings
Denture Repair
General Anesthesia

Type 3 Services – 50% in network:

Crowns
Periodontics (gum disease)
Endodontics (root canals)
Onlays
Simple and Complex Extractions

DEDUCTIBLE: $75/year per person

ANNUAL PLAN MAXIMUM: $1500 per person

MONTHLY GROUP RATES:
Member Only: $31.35
Member & Spouse or Dependent: $63.18
Member & Family: $105.89

Rates valid from Oct 1, 2018 to Sep 30, 2020.

ENROLL ONLINE REQUEST INFO
OR CALL 1-844-385-4359 Mon‑Fri 8am‑5pm CT

Vision Insurance:

VISION COVERAGE WITH A CLEAR DIFFERENCE

  • Choose from thousands of eye doctors in rural and metropolitan areas nationwide.
  • One-stop convenience for eye exams and eyewear to take care of all your vision needs, your local Walmart included.
  • Great Benefits and Low Copays for the services you need, including:
    • WellVision Exam covered every 12 months with a $15 copay.
    • Prescription Eyeglasses with a $25 copay.
      • Frames covered every 24 months
        • $150 allowance on a wide selection of frames
        • $170 allowance for featured brands
        • 20% savings on the amount over your allowance
      • Lenses covered every 12 months.
        • Single vision, lined bifocal, and lined trifocal lenses
        • 100% coverage on Standard Progressive lenses
        • 20-25% saving on non-covered lens enhancements such as anti-reflective and UV coating
    • Contact Lens Exam covered every 12 months (instead of eyeglasses).
  • 20% savings on additional glasses and sunglasses.

ENROLL ONLINE REQUEST INFO
OR CALL 1-844-385-4359 Mon‑Fri 8am‑5pm CT

VISION OUT-OF-NETWORK REIMBURSEMENTS:

  • Exams up to $45
  • Frames up to $70
  • Single Vision Lenses up to $30
  • Lined Bifocal Lenses up to $50
  • Lined Trifocal Lenses up to $65
  • Progressive Lenses up to $50
  • Contacts up to $105

LOW MONTHLY RATES:
Member Only: $11.94
Member & Spouse or Dependent: $20.94
Member & Family: $26.05

Rates valid from Oct 1, 2018 to Sep 30, 2022.

ENROLL ONLINE REQUEST INFO
OR CALL 1-844-385-4359 Mon‑Fri 8am‑5pm CT

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ABOUT AMBA

Association Member Benefits Advisors (AMBA) specializes in providing retired educators and other public employees with quality coverage at competitive group rates. We partner with more than 60 associations in 35 states and hundreds of thousands of members.