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No Vision Plan Selected. ADD VISION PLAN |
& Vision plans from REAM
Will Say Thanks!
Retired Educators Association of Minnesota (REAM) knows Retired Educators like you. AMBA knows insurance. Together we can provide you with the dental and vision plans you need to keep your teeth and eyes healthy now and for years to come.
- Keep your dentist or choose an In-Network dentist and save
- Over 400,000 providers to choose from, whether home or away
- No waiting period on covered services – get access right away
- Covers exams, cleanings, fillings, crowns, and more
- High annual maximum that can increase after one year
Standard Dental Plan
Each year you submit at least one dental claim and keep your total amount of benefits paid under $750, you qualify to carry over $250 in benefit dollars to the following year.
With your maximum carry over of $1000 your Annual Maximum can be $2500.
Covers up to 100%
- Routine Cleanings
- Routine Oral Exams
Covers up to 80%
- Fillings
- X-rays
Covers up to 50%
- Crown Repair
- Crowns
- Dentures
- Endodontics (root canals)
- General Anesthesia
- Periodontics (gum disease)
- Extractions
Use your current dentist OR Save 25-50% with a dentist in our network.
Find a dentist
(note: Enter zip, select city & state, and Classic PPO network.)
Rates valid through December 31st, 2026.
Get quality coverage on the vision services you need:
- Thousands of eye doctors nationwide
- Covers in & out of network
- Eyeglasses, contact lenses and more
Choice Vision Plan
Quality Coverage With Low Copays
- WellVision Exam every 12 months with $15 copay.
- Contact Lens Exam every 12 months
- Glasses with a $25 copay, 20% savings on additional glasses.
- Lenses every 12 months: 100% coverage on most
- Frames every 24 months: up to $170, then 20% off
- Up to 30% savings on anti-reflective & UV coating
- Additional Savings: 20% savings on additional glasses, 15% savings on contact lens exam, contact lens rebates and more!
- Find Your Eye Doctor
- Exam up to $45
- Lined Trifocal Lenses up to $65
- Frame up to $70
- Progressive Lenses up to $50
- Single Vision Lenses up to $30
- Contacts up to $105
- Lined Bifocal Lenses up to $50
Use the largest independent doctor network in the country plus retailers you know:
REAM’s TRUSTED PROVIDER OF INSURANCE: AMBA
AMBA specializes in providing retired educators and other public employees with quality coverage at competitive rates. We partner with more than 70 associations in 35 states and hundreds of thousands of members.