NEW BENEFITS FOR MEMBERS:
TAKE ADVANTAGE OF IT!
Use your doctor or save up to 50% in-network
400,000 dental & 36,000 vision providers in-network
Yearly maximums up to $2,500.00
No waiting periods on covered services
ENROLL NOW
Your Teeth & Eyes
Will Say Thanks!

Retired Indiana Public Employees Association (RIPEA) knows Retired State, City, And County Employees like you. AMBA knows insurance. Together we can provide you with the dental and vision plans you need to keep your teeth and eyes healthy now and for years to come.

Dental Plans That Fit Your Budget:
Man flossing
  • Keep your dentist or choose an In-Network dentist and save
  • Over 400,000 providers to choose from, whether home or away
  • No waiting period on covered services – get access right away
  • Covers exams, cleanings, fillings, crowns, and more
  • High annual maximum that can increase after one year
Man flossing
Dental Plan Comparison
Gold
Plan
Essential Coverage
Platinum
Plan
Most Comprehensive
Member
$38.77/month
$58.62/month
Member +1
$77.89/month
$121.08/month
Member +Family
$121.86/month
$180.17/month
Deductible
$100.00 per year/person
$75.00 per year/person
(waived for Preventative services)

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Annual Maximums

Gold
Plan
Platinum
Plan
In Network
$1,000.00 per year/person
$1,500.00 per year/person
Out of Network
$1,000.00 per year/person
$1,500.00 per year/person

Rewards

Gold
Plan
Platinum
Plan
Annual Benefit Threshold
$750.00
$750.00
Annual Maximum Benefit
$1,000.00
$1,500.00
Dental Rewards Carry Over
$250.00
$250.00
Year 2 Maximum Benefit
$1,250.00
$1,750.00
Total Maximum Benefit
$2,000.00
$2,500.00

Preventative

X-Rays
Covers 80% (bitewing)
Covers 50% (panoramic)
Covers 100% (bitewing)
Covers 60% (panoramic)
Routine Cleanings
Covers 80%
Covers 100%
Routine Oral Exams
Covers 80%
Covers 100%

Basic

Denture Repair
Covers 50%
Covers 60%
Root Canal (all types)
Covers 50%
Covers 60%
Extractions (simple and complex)
Covers 50%
Not Covered
Fillings
Covers 50%
Covers 60%
General Anesthesia
Covers 50%
Covers 50%
X-Rays
Covers 80% (bitewing)
Covers 50% (panoramic)
Covers 100% (bitewing)
Covers 60% (panoramic)
Periodontics
Covers 50%
Covers 60%

Major

Bridge Work
Covers 50%
Covers 50%
Crown Repair
Covers 50%
Covers 50%
Crown (all types)
Covers 50%
Covers 50%
Dentures (all types)
Covers 50%
Covers 50%
Oral Surgery
Covers 50%
Covers 50%
General Anesthesia
Covers 50%
Covers 50%

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Use your current dentist OR Save 25-50% with a dentist in our network. Find a dentist
(note: Enter zip, select city & state, and Classic PPO network.)

Details may vary based on start date. Please note it may take 10-15 days to process your enrollment. You will receive a ‘welcome to the program’ letter which will include your group number and carrier details. Please consult your policy as the final ultimate source of covered services and program details.
Rates valid from 1 October, 2022 to 30 September, 2024.
                {
    "services": {
        "X-Rays": {
            "Gold": "Covers 80% (bitewing)<\/span>Covers 50% (panoramic)<\/span>",
            "Platinum": "Covers 100% (bitewing)<\/span>Covers 60% (panoramic)<\/span>"
        },
        "Routine Cleanings": {
            "Gold": "Covers 80%",
            "Platinum": "Covers 100%"
        },
        "Routine Oral Exams": {
            "Gold": "Covers 80%",
            "Platinum": "Covers 100%"
        },
        "Denture Repair": {
            "Gold": "Covers 50%",
            "Platinum": "Covers 60%"
        },
        "Root Canal (all types)": {
            "Gold": "Covers 50%",
            "Platinum": "Covers 60%"
        },
        "Extractions (simple and complex)": {
            "Gold": "Covers 50%"
        },
        "Fillings": {
            "Gold": "Covers 50%",
            "Platinum": "Covers 60%"
        },
        "General Anesthesia": {
            "Gold": "Covers 50%",
            "Platinum": "Covers 50%"
        },
        "Periodontics": {
            "Gold": "Covers 50%",
            "Platinum": "Covers 60%"
        },
        "Bridge Work": {
            "Gold": "Covers 50%",
            "Platinum": "Covers 50%"
        },
        "Crown Repair": {
            "Gold": "Covers 50%",
            "Platinum": "Covers 50%"
        },
        "Crown (all types)": {
            "Gold": "Covers 50%",
            "Platinum": "Covers 50%"
        },
        "Dentures (all types)": {
            "Gold": "Covers 50%",
            "Platinum": "Covers 50%"
        },
        "Oral Surgery": {
            "Gold": "Covers 50%",
            "Platinum": "Covers 50%"
        }
    },
    "plans": {
        "Gold": {
            "inEffect": "2020-10-01T00:00:00",
            "marketingInEffect": "2020-10-01T00:00:00",
            "outOfEffect": "2024-09-30T00:00:00",
            "marketingOutOfEffect": "2024-09-30T00:00:00",
            "policyNumber": "350504",
            "cleaningsPerPeriod": 2,
            "cleaningPeriod": "Benefit Period",
            "orthoEliminationPeriod": 0,
            "examFrequency": 2,
            "examPeriod": "Benefit Period",
            "orthoCoverageDescription": "None",
            "orthoLifetimeMax": 0,
            "orthoCoInsurance": 0,
            "annualPlanMax": 1000,
            "outOfNetAnnualPlanMax": 1000,
            "rewardsThreshold": 750,
            "rewardsAnnualRollover": 250,
            "ppobonus": 0,
            "rewardsMaxRollover": 1000,
            "waitingPeriod": "No Waiting Period",
            "notes": null,
            "deductible": 100,
            "familyDeductibleMax": 3,
            "dentalRewards": true,
            "planLevel": "Gold",
            "dentalNetworkDescription": "Non-PPO \/ Out-Of-Network Benefits",
            "frequencyType": "Annual",
            "carrier": {
                "fullName": "Ameritas Life Insurance Corp",
                "shortName": "Ameritas",
                "logo": "\/img\/ameritas.png",
                "creativeApproval": "2020-03-11T19:51:51.743",
                "legalName": "Ameritas Life Insurance Corp (Ameritas Life)",
                "website": "https:\/\/dentalnetwork.ameritas.com\/",
                "phone": "1-877-983-3582",
                "instructions": "Enter zip, select city & state, and Classic PPO network."
            },
            "dentalPlanCoverage": [
                {
                    "rate": 38.77,
                    "coverage": "Member"
                },
                {
                    "rate": 77.89,
                    "coverage": "Member +1"
                },
                {
                    "rate": 121.86,
                    "coverage": "Member +Family"
                }
            ],
            "dentalPlanType": [
                {
                    "dentalType": null,
                    "inNetworkPercent": 0.8,
                    "outOfNetworkPercent": 0.8,
                    "deductibleWaived": false,
                    "dentalPlanTypeIncentive": [],
                    "dentalPlanTypeProcedure": [
                        {
                            "frequency": 2,
                            "mceamount": 0,
                            "frequencyType": "Plan Period",
                            "name": "Bitewing X-rays"
                        },
                        {
                            "frequency": 2,
                            "mceamount": 0,
                            "frequencyType": "Plan Period",
                            "name": "Routine Cleanings"
                        },
                        {
                            "frequency": 2,
                            "mceamount": 0,
                            "frequencyType": "Plan Period",
                            "name": "Routine Oral Exams"
                        }
                    ]
                },
                {
                    "dentalType": null,
                    "inNetworkPercent": 0.5,
                    "outOfNetworkPercent": 0.5,
                    "deductibleWaived": false,
                    "dentalPlanTypeIncentive": [],
                    "dentalPlanTypeProcedure": [
                        {
                            "frequency": 0,
                            "mceamount": 0,
                            "frequencyType": null,
                            "name": "Denture Repair"
                        },
                        {
                            "frequency": 0,
                            "mceamount": 0,
                            "frequencyType": null,
                            "name": "Endodontics (root canals)"
                        },
                        {
                            "frequency": 0,
                            "mceamount": 0,
                            "frequencyType": null,
                            "name": "Extractions (simple and complex) "
                        },
                        {
                            "frequency": 0,
                            "mceamount": 0,
                            "frequencyType": null,
                            "name": "Fillings"
                        },
                        {
                            "frequency": 0,
                            "mceamount": 0,
                            "frequencyType": null,
                            "name": "General Anesthesia"
                        },
                        {
                            "frequency": 0,
                            "mceamount": 0,
                            "frequencyType": null,
                            "name": "Panoramic X-Rays"
                        },
                        {
                            "frequency": 0,
                            "mceamount": 0,
                            "frequencyType": null,
                            "name": "Periodontics (gum disease)"
                        }
                    ]
                },
                {
                    "dentalType": null,
                    "inNetworkPercent": 0.5,
                    "outOfNetworkPercent": 0.5,
                    "deductibleWaived": false,
                    "dentalPlanTypeIncentive": [],
                    "dentalPlanTypeProcedure": [
                        {
                            "frequency": 0,
                            "mceamount": 0,
                            "frequencyType": null,
                            "name": "Bridge Work"
                        },
                        {
                            "frequency": 0,
                            "mceamount": 0,
                            "frequencyType": null,
                            "name": "Crown Repair"
                        },
                        {
                            "frequency": 0,
                            "mceamount": 0,
                            "frequencyType": null,
                            "name": "Crowns"
                        },
                        {
                            "frequency": 0,
                            "mceamount": 0,
                            "frequencyType": null,
                            "name": "Dentures"
                        },
                        {
                            "frequency": 0,
                            "mceamount": 0,
                            "frequencyType": null,
                            "name": "Oral Surgery"
                        }
                    ]
                }
            ],
            "inEffectDate": "2020-10-01",
            "inEffectTimestamp": 1601510400,
            "outOfEffectDate": "2024-09-30",
            "outOfEffectTimestamp": 1727654400,
            "marketingInEffectDate": "2020-10-01",
            "marketingInEffectTimestamp": 1601510400,
            "inEffectDateCalc": "2020-10-01",
            "marketingOutOfEffectDate": "2024-09-30",
            "marketingOutOfEffectTimestamp": 1727654400,
            "startTimestamp": 1711929600,
            "isInEffect": true,
            "marketingIsInEffect": true,
            "planLevelText": "Essential Coverage",
            "frequencyText": "per year & per person",
            "frequencyTextAlt": "per year\/person",
            "planCoverage": [
                {
                    "rate": 38.77,
                    "coverage": "Member"
                },
                {
                    "rate": 77.89,
                    "coverage": "Member +1"
                },
                {
                    "rate": 121.86,
                    "coverage": "Member +Family"
                }
            ],
            "planType": "dental",
            "types": [
                {
                    "dentalType": null,
                    "inNetworkPercent": 0.8,
                    "outOfNetworkPercent": 0.8,
                    "deductibleWaived": false,
                    "dentalPlanTypeIncentive": [],
                    "dentalPlanTypeProcedure": [
                        {
                            "frequency": 2,
                            "mceamount": 0,
                            "frequencyType": "Plan Period",
                            "name": "Bitewing X-rays"
                        },
                        {
                            "frequency": 2,
                            "mceamount": 0,
                            "frequencyType": "Plan Period",
                            "name": "Routine Cleanings"
                        },
                        {
                            "frequency": 2,
                            "mceamount": 0,
                            "frequencyType": "Plan Period",
                            "name": "Routine Oral Exams"
                        }
                    ],
                    "covers": "Covers 80%"
                },
                {
                    "dentalType": null,
                    "inNetworkPercent": 0.5,
                    "outOfNetworkPercent": 0.5,
                    "deductibleWaived": false,
                    "dentalPlanTypeIncentive": [],
                    "dentalPlanTypeProcedure": [
                        {
                            "frequency": 0,
                            "mceamount": 0,
                            "frequencyType": null,
                            "name": "Denture Repair"
                        },
                        {
                            "frequency": 0,
                            "mceamount": 0,
                            "frequencyType": null,
                            "name": "Endodontics (root canals)"
                        },
                        {
                            "frequency": 0,
                            "mceamount": 0,
                            "frequencyType": null,
                            "name": "Extractions (simple and complex) "
                        },
                        {
                            "frequency": 0,
                            "mceamount": 0,
                            "frequencyType": null,
                            "name": "Fillings"
                        },
                        {
                            "frequency": 0,
                            "mceamount": 0,
                            "frequencyType": null,
                            "name": "General Anesthesia"
                        },
                        {
                            "frequency": 0,
                            "mceamount": 0,
                            "frequencyType": null,
                            "name": "Panoramic X-Rays"
                        },
                        {
                            "frequency": 0,
                            "mceamount": 0,
                            "frequencyType": null,
                            "name": "Periodontics (gum disease)"
                        }
                    ],
                    "covers": "Covers 50%"
                },
                {
                    "dentalType": null,
                    "inNetworkPercent": 0.5,
                    "outOfNetworkPercent": 0.5,
                    "deductibleWaived": false,
                    "dentalPlanTypeIncentive": [],
                    "dentalPlanTypeProcedure": [
                        {
                            "frequency": 0,
                            "mceamount": 0,
                            "frequencyType": null,
                            "name": "Bridge Work"
                        },
                        {
                            "frequency": 0,
                            "mceamount": 0,
                            "frequencyType": null,
                            "name": "Crown Repair"
                        },
                        {
                            "frequency": 0,
                            "mceamount": 0,
                            "frequencyType": null,
                            "name": "Crowns"
                        },
                        {
                            "frequency": 0,
                            "mceamount": 0,
                            "frequencyType": null,
                            "name": "Dentures"
                        },
                        {
                            "frequency": 0,
                            "mceamount": 0,
                            "frequencyType": null,
                            "name": "Oral Surgery"
                        }
                    ],
                    "covers": "Covers 50%"
                }
            ],
            "waived": [],
            "waivedLabeled": false
        },
        "Platinum": {
            "inEffect": "2022-10-01T00:00:00",
            "marketingInEffect": "2022-08-15T00:00:00",
            "outOfEffect": "2024-09-30T00:00:00",
            "marketingOutOfEffect": "2024-09-30T00:00:00",
            "policyNumber": "350504",
            "cleaningsPerPeriod": 2,
            "cleaningPeriod": "Benefit Period",
            "orthoEliminationPeriod": 0,
            "examFrequency": 2,
            "examPeriod": "Benefit Period",
            "orthoCoverageDescription": "None",
            "orthoLifetimeMax": 0,
            "orthoCoInsurance": 0,
            "annualPlanMax": 1500,
            "outOfNetAnnualPlanMax": 1500,
            "rewardsThreshold": 750,
            "rewardsAnnualRollover": 250,
            "ppobonus": 0,
            "rewardsMaxRollover": 1000,
            "waitingPeriod": null,
            "notes": null,
            "deductible": 75,
            "familyDeductibleMax": 3,
            "dentalRewards": true,
            "planLevel": "Platinum",
            "dentalNetworkDescription": "Non-PPO \/ Out-Of-Network Benefits",
            "frequencyType": "Annual",
            "carrier": {
                "fullName": "Ameritas Life Insurance Corp",
                "shortName": "Ameritas",
                "logo": "\/img\/ameritas.png",
                "creativeApproval": "2020-03-11T19:51:51.743",
                "legalName": "Ameritas Life Insurance Corp (Ameritas Life)",
                "website": "https:\/\/dentalnetwork.ameritas.com\/",
                "phone": "1-877-983-3582",
                "instructions": "Enter zip, select city & state, and Classic PPO network."
            },
            "dentalPlanCoverage": [
                {
                    "rate": 58.62,
                    "coverage": "Member"
                },
                {
                    "rate": 121.08,
                    "coverage": "Member +1"
                },
                {
                    "rate": 180.17,
                    "coverage": "Member +Family"
                }
            ],
            "dentalPlanType": [
                {
                    "dentalType": null,
                    "inNetworkPercent": 1,
                    "outOfNetworkPercent": 1,
                    "deductibleWaived": true,
                    "dentalPlanTypeIncentive": [],
                    "dentalPlanTypeProcedure": [
                        {
                            "frequency": 0,
                            "mceamount": 0,
                            "frequencyType": null,
                            "name": "Bitewing X-rays"
                        },
                        {
                            "frequency": 2,
                            "mceamount": 0,
                            "frequencyType": null,
                            "name": "Routine Cleanings"
                        },
                        {
                            "frequency": 2,
                            "mceamount": 0,
                            "frequencyType": null,
                            "name": "Routine Oral Exams"
                        }
                    ]
                },
                {
                    "dentalType": null,
                    "inNetworkPercent": 0.6,
                    "outOfNetworkPercent": 0.6,
                    "deductibleWaived": false,
                    "dentalPlanTypeIncentive": [],
                    "dentalPlanTypeProcedure": [
                        {
                            "frequency": 0,
                            "mceamount": 0,
                            "frequencyType": null,
                            "name": "Denture Repair"
                        },
                        {
                            "frequency": 0,
                            "mceamount": 0,
                            "frequencyType": null,
                            "name": "Endodontics (root canals)"
                        },
                        {
                            "frequency": 0,
                            "mceamount": 0,
                            "frequencyType": null,
                            "name": "Fillings"
                        },
                        {
                            "frequency": 0,
                            "mceamount": 0,
                            "frequencyType": null,
                            "name": "Panoramic X-Rays"
                        },
                        {
                            "frequency": 0,
                            "mceamount": 0,
                            "frequencyType": null,
                            "name": "Periodontics (gum disease)"
                        }
                    ]
                },
                {
                    "dentalType": null,
                    "inNetworkPercent": 0.5,
                    "outOfNetworkPercent": 0.5,
                    "deductibleWaived": false,
                    "dentalPlanTypeIncentive": [],
                    "dentalPlanTypeProcedure": [
                        {
                            "frequency": 0,
                            "mceamount": 0,
                            "frequencyType": null,
                            "name": "Bridge Work"
                        },
                        {
                            "frequency": 0,
                            "mceamount": 0,
                            "frequencyType": null,
                            "name": "Crown Repair"
                        },
                        {
                            "frequency": 0,
                            "mceamount": 0,
                            "frequencyType": null,
                            "name": "Crowns"
                        },
                        {
                            "frequency": 0,
                            "mceamount": 0,
                            "frequencyType": null,
                            "name": "Dentures"
                        },
                        {
                            "frequency": 0,
                            "mceamount": 0,
                            "frequencyType": null,
                            "name": "General Anesthesia"
                        },
                        {
                            "frequency": 0,
                            "mceamount": 0,
                            "frequencyType": null,
                            "name": "Oral Surgery"
                        }
                    ]
                }
            ],
            "inEffectDate": "2022-10-01",
            "inEffectTimestamp": 1664582400,
            "outOfEffectDate": "2024-09-30",
            "outOfEffectTimestamp": 1727654400,
            "marketingInEffectDate": "2022-08-15",
            "marketingInEffectTimestamp": 1660521600,
            "inEffectDateCalc": "2022-08-15",
            "marketingOutOfEffectDate": "2024-09-30",
            "marketingOutOfEffectTimestamp": 1727654400,
            "startTimestamp": 1711929600,
            "isInEffect": true,
            "marketingIsInEffect": true,
            "planLevelText": "Most Comprehensive",
            "frequencyText": "per year & per person",
            "frequencyTextAlt": "per year\/person",
            "planCoverage": [
                {
                    "rate": 58.62,
                    "coverage": "Member"
                },
                {
                    "rate": 121.08,
                    "coverage": "Member +1"
                },
                {
                    "rate": 180.17,
                    "coverage": "Member +Family"
                }
            ],
            "planType": "dental",
            "types": [
                {
                    "dentalType": null,
                    "inNetworkPercent": 1,
                    "outOfNetworkPercent": 1,
                    "deductibleWaived": true,
                    "dentalPlanTypeIncentive": [],
                    "dentalPlanTypeProcedure": [
                        {
                            "frequency": 0,
                            "mceamount": 0,
                            "frequencyType": null,
                            "name": "Bitewing X-rays"
                        },
                        {
                            "frequency": 2,
                            "mceamount": 0,
                            "frequencyType": null,
                            "name": "Routine Cleanings"
                        },
                        {
                            "frequency": 2,
                            "mceamount": 0,
                            "frequencyType": null,
                            "name": "Routine Oral Exams"
                        }
                    ],
                    "covers": "Covers 100%"
                },
                {
                    "dentalType": null,
                    "inNetworkPercent": 0.6,
                    "outOfNetworkPercent": 0.6,
                    "deductibleWaived": false,
                    "dentalPlanTypeIncentive": [],
                    "dentalPlanTypeProcedure": [
                        {
                            "frequency": 0,
                            "mceamount": 0,
                            "frequencyType": null,
                            "name": "Denture Repair"
                        },
                        {
                            "frequency": 0,
                            "mceamount": 0,
                            "frequencyType": null,
                            "name": "Endodontics (root canals)"
                        },
                        {
                            "frequency": 0,
                            "mceamount": 0,
                            "frequencyType": null,
                            "name": "Fillings"
                        },
                        {
                            "frequency": 0,
                            "mceamount": 0,
                            "frequencyType": null,
                            "name": "Panoramic X-Rays"
                        },
                        {
                            "frequency": 0,
                            "mceamount": 0,
                            "frequencyType": null,
                            "name": "Periodontics (gum disease)"
                        }
                    ],
                    "covers": "Covers 60%"
                },
                {
                    "dentalType": null,
                    "inNetworkPercent": 0.5,
                    "outOfNetworkPercent": 0.5,
                    "deductibleWaived": false,
                    "dentalPlanTypeIncentive": [],
                    "dentalPlanTypeProcedure": [
                        {
                            "frequency": 0,
                            "mceamount": 0,
                            "frequencyType": null,
                            "name": "Bridge Work"
                        },
                        {
                            "frequency": 0,
                            "mceamount": 0,
                            "frequencyType": null,
                            "name": "Crown Repair"
                        },
                        {
                            "frequency": 0,
                            "mceamount": 0,
                            "frequencyType": null,
                            "name": "Crowns"
                        },
                        {
                            "frequency": 0,
                            "mceamount": 0,
                            "frequencyType": null,
                            "name": "Dentures"
                        },
                        {
                            "frequency": 0,
                            "mceamount": 0,
                            "frequencyType": null,
                            "name": "General Anesthesia"
                        },
                        {
                            "frequency": 0,
                            "mceamount": 0,
                            "frequencyType": null,
                            "name": "Oral Surgery"
                        }
                    ],
                    "covers": "Covers 50%"
                }
            ],
            "waived": [
                1
            ],
            "waivedLabeled": [
                "Preventative"
            ]
        }
    },
    "procedures": {
        "X-Rays": {
            "bitewing)": 1,
            "panoramic)": 1
        },
        "Routine Cleanings": {
            "": 1
        },
        "Routine Oral Exams": {
            "": 1
        },
        "Denture Repair": {
            "": 1
        },
        "Root Canal": {
            "all types)": 1
        },
        "Extractions": {
            "simple and complex)": 1
        },
        "Fillings": {
            "": 1
        },
        "General Anesthesia": {
            "": 1
        },
        "Periodontics": {
            "": 1
        },
        "Bridge Work": {
            "": 1
        },
        "Crown Repair": {
            "": 1
        },
        "Crown": {
            "all types)": 1
        },
        "Dentures": {
            "all types)": 1
        },
        "Oral Surgery": {
            "": 1
        }
    },
    "coverage": {
        "Member": {
            "Gold": 38.77,
            "Platinum": 58.62
        },
        "Member +Associate": [],
        "Member +Spouse": [],
        "Member +1": {
            "Gold": 77.89,
            "Platinum": 121.08
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        "Member +Family": {
            "Gold": 121.86,
            "Platinum": 180.17
        },
        "Member +Children": []
    },
    "annualPlanMax": {
        "Gold": 1000,
        "Platinum": 1500
    },
    "outOfNetAnnualPlanMax": {
        "Gold": 1000,
        "Platinum": 1500
    },
    "rewardsThreshold": {
        "Gold": 750,
        "Platinum": 750
    },
    "rewardsAnnualRollover": {
        "Gold": 250,
        "Platinum": 250
    },
    "rewardsMaxRollover": {
        "Gold": 1000,
        "Platinum": 1000
    },
    "type_1": {
        "inNetworkPercent": {
            "Gold": 0.8,
            "Platinum": 1
        },
        "outOfNetworkPercent": {
            "Gold": 0.8,
            "Platinum": 1
        },
        "deductibleWaived": {
            "Gold": false,
            "Platinum": true
        },
        "services": {
            "X-Rays": {
                "Gold": 1,
                "Platinum": 1
            },
            "Routine Cleanings": {
                "Gold": 1,
                "Platinum": 1
            },
            "Routine Oral Exams": {
                "Gold": 1,
                "Platinum": 1
            }
        }
    },
    "type_2": {
        "inNetworkPercent": {
            "Gold": 0.5,
            "Platinum": 0.6
        },
        "outOfNetworkPercent": {
            "Gold": 0.5,
            "Platinum": 0.6
        },
        "deductibleWaived": {
            "Gold": false,
            "Platinum": false
        },
        "services": {
            "Denture Repair": {
                "Gold": 1,
                "Platinum": 1
            },
            "Root Canal (all types)": {
                "Gold": 1,
                "Platinum": 1
            },
            "Extractions (simple and complex)": {
                "Gold": 1
            },
            "Fillings": {
                "Gold": 1,
                "Platinum": 1
            },
            "General Anesthesia": {
                "Gold": 1
            },
            "X-Rays": {
                "Gold": 1,
                "Platinum": 1
            },
            "Periodontics": {
                "Gold": 1,
                "Platinum": 1
            }
        }
    },
    "type_3": {
        "inNetworkPercent": {
            "Gold": 0.5,
            "Platinum": 0.5
        },
        "outOfNetworkPercent": {
            "Gold": 0.5,
            "Platinum": 0.5
        },
        "deductibleWaived": {
            "Gold": false,
            "Platinum": false
        },
        "services": {
            "Bridge Work": {
                "Gold": 1,
                "Platinum": 1
            },
            "Crown Repair": {
                "Gold": 1,
                "Platinum": 1
            },
            "Crown (all types)": {
                "Gold": 1,
                "Platinum": 1
            },
            "Dentures (all types)": {
                "Gold": 1,
                "Platinum": 1
            },
            "Oral Surgery": {
                "Gold": 1,
                "Platinum": 1
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            "General Anesthesia": {
                "Platinum": 1
            }
        }
    }
};
            

Vision Plans With A Clear Difference:
Man with glasses

Get quality coverage on the vision services you need:

  • Thousands of eye doctors nationwide
  • Covers in & out of network
  • Eyeglasses, contact lenses and more

Enroll In A Vision Plan:

Man with glasses

Choice Vision Plan:

from $12.72 /month
unselect plan
Member $12.72/month
Member +1 $22.30/month
Member +Family $27.75/month
Exam Copay: $15
Frames Copay: $25
Frames Allowance:
$170 for featured frames
$150
Contacts Allowance: $150

Quality Coverage With Low Copays

  • WellVision Exam every 12 months with $15 copay.
  • Contact Lens Exam every 12 months
  • Glasses with a $25 copay, 20% savings on additional glasses.
  • Lenses every 12 months: 100% coverage on most
  • Frames every 24 months: up to $170, then 20% off
  • Up to 25% savings on anti-reflective & UV coating
    • 100% Coverage On Standard Progressive Lenses
    • 20-25% saving on non-covered lens enhancements such as anti-reflective and UV coating
    • Single Vision, Lined Bifocal, and Lined Trifocal Lenses
  • Find Your Eye Doctor

Use the largest independent doctor network in the country plus retailers you know:

Costco Walmart VisionWorks Eyeonic

  • Exam up to $45
  • Lined Trifocal Lenses up to $65
  • Frame up to $70
  • Progressive Lenses up to $50
  • Single Vision Lenses up to $30
  • Contacts up to $105
  • Lined Bifocal Lenses up to $50
Details may vary based on start date. Upon enrollment you will receive a ‘welcome to the program’ letter then you will receive your full policy documents and ID cards. Please consult your policy as the final ultimate source of covered services and program details.
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RIPEA’s TRUSTED PROVIDER OF INSURANCE: AMBA


AMBA specializes in providing retired educators and other public employees with quality coverage at competitive rates. We partner with more than 70 associations in 35 states and hundreds of thousands of members.