- Keep your dentist or choose an In-Network dentist and save
- Over 400,000 providers to choose from, whether home or away
- No waiting period on covered services – get access right away
- Covers exams, cleanings, fillings, crowns, implants, and more
- High annual maximum
that can increase after one year
Member
$31.52/month
$66.12/month
Member +1
$63.08/month
$132.20/month
Member +Family
$93.92/month
$170.52/month
Deductible
$50.00 per year/person
$50.00
per year/person
(waived for Preventative services)
In Network
$800.00 per year/person
$1,500.00 per year/person
Out of Network
$800.00 per year/person
$1,500.00 per year/person
Annual Benefit Threshold
$500.00
$500.00
Annual Maximum Benefit
$800.00
$1,500.00
Dental Rewards Carry Over
$250.00
$250.00
Year 2 Maximum Benefit
$1,050.00
$1,750.00
Total Maximum Benefit
$1,800.00
$2,500.00
Preventative
X-Rays
Covers 100% I.N. (80% O.O.N.) (bitewing)
Covers 70% I.N. (60% O.O.N.) (panoramic)
Covers 100% I.N. (80% O.O.N.) (bitewing)
Covers 80% I.N. (60% O.O.N.) (panoramic)
Routine Cleanings
Covers 100% I.N. (80% O.O.N.)
Covers 100% I.N. (80% O.O.N.)
Routine Oral Exams
Covers 100% I.N. (80% O.O.N.)
Covers 100% I.N. (80% O.O.N.)
Basic
Extractions
Covers 70% I.N. (60% O.O.N.) (simple)
Covers 80% I.N. (60% O.O.N.) (simple)
Covers 50% I.N. (40% O.O.N.) (complex)
Fillings
Covers 70% I.N. (60% O.O.N.)
Covers 80% I.N. (60% O.O.N.)
X-Rays
Covers 100% I.N. (80% O.O.N.) (bitewing)
Covers 70% I.N. (60% O.O.N.) (panoramic)
Covers 100% I.N. (80% O.O.N.) (bitewing)
Covers 80% I.N. (60% O.O.N.) (panoramic)
Periodontal Maintenance
Covers 70% I.N. (60% O.O.N.)
Covers 80% I.N. (60% O.O.N.)
Major
Bridge Work
Not Covered
Covers 50% I.N. (40% O.O.N.)
Crown Repair
Not Covered
Covers 50% I.N. (40% O.O.N.)
Crown (all types)
Not Covered
Covers 50% I.N. (40% O.O.N.)
Denture Repair
Not Covered
Covers 50% I.N. (40% O.O.N.)
Dentures (all types)
Not Covered
Covers 50% I.N. (40% O.O.N.)
Root Canal (all types)
Not Covered
Covers 50% I.N. (40% O.O.N.)
Extractions
Covers 70% I.N. (60% O.O.N.) (simple)
Covers 80% I.N. (60% O.O.N.) (simple)
Covers 50% I.N. (40% O.O.N.) (complex)
General Anesthesia
Not Covered
Covers 50% I.N. (40% O.O.N.)
Implants
Not Covered
Covers 50% I.N. (40% O.O.N.)
Use your current dentist OR Save 25-50% with a dentist in our network.
Find a dentist
(note: Enter zip, select city & state, and Classic PPO network.)
Details may vary based on start date. Please note it may take 10-15 days to process your enrollment. You will receive a ‘welcome to the program’ letter which will include your group number and carrier details. Please consult your policy as the final ultimate source of covered services and program details.
Rates valid from 1 May, 2020 to 30 April, 2026.
{
"services": {
"X-Rays": {
"Gold": "Covers 100% I.N.<\/span> (80% O.O.N.)<\/span> (bitewing)<\/span>
Covers 70% I.N.<\/span> (60% O.O.N.)<\/span> (panoramic)<\/span>",
"Platinum": "Covers 100% I.N.<\/span> (80% O.O.N.)<\/span> (bitewing)<\/span>
Covers 80% I.N.<\/span> (60% O.O.N.)<\/span> (panoramic)<\/span>"
},
"Routine Cleanings": {
"Gold": "Covers 100% I.N.<\/span> (80% O.O.N.)<\/span>",
"Platinum": "Covers 100% I.N.<\/span> (80% O.O.N.)<\/span>"
},
"Routine Oral Exams": {
"Gold": "Covers 100% I.N.<\/span> (80% O.O.N.)<\/span>",
"Platinum": "Covers 100% I.N.<\/span> (80% O.O.N.)<\/span>"
},
"Extractions": {
"Gold": "Covers 70% I.N.<\/span> (60% O.O.N.)<\/span> (simple)<\/span>",
"Platinum": "Covers 80% I.N.<\/span> (60% O.O.N.)<\/span> (simple)<\/span>
Covers 50% I.N.<\/span> (40% O.O.N.)<\/span> (complex)<\/span>"
},
"Fillings": {
"Gold": "Covers 70% I.N.<\/span> (60% O.O.N.)<\/span>",
"Platinum": "Covers 80% I.N.<\/span> (60% O.O.N.)<\/span>"
},
"Periodontal Maintenance": {
"Gold": "Covers 70% I.N.<\/span> (60% O.O.N.)<\/span>",
"Platinum": "Covers 80% I.N.<\/span> (60% O.O.N.)<\/span>"
},
"Bridge Work": {
"Platinum": "Covers 50% I.N.<\/span> (40% O.O.N.)<\/span>"
},
"Crown Repair": {
"Platinum": "Covers 50% I.N.<\/span> (40% O.O.N.)<\/span>"
},
"Crown (all types)": {
"Platinum": "Covers 50% I.N.<\/span> (40% O.O.N.)<\/span>"
},
"Denture Repair": {
"Platinum": "Covers 50% I.N.<\/span> (40% O.O.N.)<\/span>"
},
"Dentures (all types)": {
"Platinum": "Covers 50% I.N.<\/span> (40% O.O.N.)<\/span>"
},
"Root Canal (all types)": {
"Platinum": "Covers 50% I.N.<\/span> (40% O.O.N.)<\/span>"
},
"General Anesthesia": {
"Platinum": "Covers 50% I.N.<\/span> (40% O.O.N.)<\/span>"
},
"Implants": {
"Platinum": "Covers 50% I.N.<\/span> (40% O.O.N.)<\/span>"
}
},
"plans": {
"Gold": {
"inEffect": "2020-05-01T00:00:00",
"marketingInEffect": "2020-05-01T00:00:00",
"outOfEffect": "2026-04-30T00:00:00",
"marketingOutOfEffect": "2026-03-28T00:00:00",
"policyNumber": "350786",
"cleaningsPerPeriod": 2,
"cleaningPeriod": "12 months",
"orthoEliminationPeriod": 0,
"examFrequency": 1,
"examPeriod": "6 months",
"orthoCoverageDescription": "None",
"orthoLifetimeMax": 0,
"orthoCoInsurance": 0,
"annualPlanMax": 800,
"outOfNetAnnualPlanMax": 800,
"rewardsThreshold": 500,
"rewardsAnnualRollover": 250,
"ppobonus": 0,
"rewardsMaxRollover": 1000,
"waitingPeriod": null,
"notes": "Louisiana, Texas & Montana DO NOT HAVE OON RATES IN AND OUT ARE THE SAME PERCENTAGE COVERAGES\r\n\r\nNOTE 2: deductible is waived if you go in network but not out of network. I unchecked deductible being waived b\/c of this to present the most conservati",
"deductible": 50,
"familyDeductibleMax": 150,
"dentalRewards": true,
"planLevel": "Gold",
"dentalNetworkDescription": "In-Network Benefits \/ Out-Of-Network Benefits",
"frequencyType": "Annual",
"carrier": {
"fullName": "Ameritas Life Insurance Corp",
"shortName": "Ameritas",
"logo": "\/img\/ameritas.png",
"creativeApproval": "2020-03-11T19:51:51.743",
"legalName": "Ameritas Life Insurance Corp (Ameritas Life)",
"website": "https:\/\/dentalnetwork.ameritas.com\/",
"phone": "1-877-983-3582",
"instructions": "Enter zip, select city & state, and Classic PPO network."
},
"dentalPlanCoverage": [
{
"rate": 31.52,
"coverage": "Member",
"areaName": null
},
{
"rate": 63.08,
"coverage": "Member +1",
"areaName": null
},
{
"rate": 93.92,
"coverage": "Member +Family",
"areaName": null
}
],
"dentalPlanRateBandState": [],
"dentalPlanType": [
{
"dentalType": null,
"inNetworkPercent": 1,
"outOfNetworkPercent": 0.8,
"deductibleWaived": false,
"dentalPlanTypeIncentive": [],
"dentalPlanTypeProcedure": [
{
"frequency": 1,
"mceamount": 0,
"frequencyType": null,
"name": "Bitewing X-rays"
},
{
"frequency": 1,
"mceamount": 0,
"frequencyType": null,
"name": "Routine Cleanings"
},
{
"frequency": 1,
"mceamount": 0,
"frequencyType": null,
"name": "Routine Oral Exams"
}
]
},
{
"dentalType": null,
"inNetworkPercent": 0.7,
"outOfNetworkPercent": 0.6,
"deductibleWaived": false,
"dentalPlanTypeIncentive": [],
"dentalPlanTypeProcedure": [
{
"frequency": 0,
"mceamount": 0,
"frequencyType": null,
"name": "Extraction (simple)"
},
{
"frequency": 0,
"mceamount": 0,
"frequencyType": null,
"name": "Fillings"
},
{
"frequency": 0,
"mceamount": 0,
"frequencyType": null,
"name": "Panoramic X-Rays"
},
{
"frequency": 0,
"mceamount": 0,
"frequencyType": null,
"name": "Periodontal Maintenance"
}
]
},
{
"dentalType": null,
"inNetworkPercent": 0,
"outOfNetworkPercent": 0,
"deductibleWaived": false,
"dentalPlanTypeIncentive": [],
"dentalPlanTypeProcedure": []
}
],
"inEffectDate": "2020-05-01",
"inEffectTimestamp": 1588309200,
"outOfEffectDate": "2026-04-30",
"outOfEffectTimestamp": 1777525200,
"marketingInEffectDate": "2020-05-01",
"marketingInEffectTimestamp": 1588309200,
"inEffectDateCalc": "2020-05-01",
"marketingOutOfEffectDate": "2026-03-28",
"marketingOutOfEffectTimestamp": 1774674000,
"startTimestamp": 1730437200,
"isInEffect": true,
"marketingIsInEffect": true,
"planLevelText": "Essential Coverage",
"frequencyText": "per year & per person",
"frequencyTextAlt": "per year\/person",
"planCoverage": [
{
"rate": 31.52,
"coverage": "Member",
"areaName": null
},
{
"rate": 63.08,
"coverage": "Member +1",
"areaName": null
},
{
"rate": 93.92,
"coverage": "Member +Family",
"areaName": null
}
],
"planType": "dental",
"types": [
{
"dentalType": null,
"inNetworkPercent": 1,
"outOfNetworkPercent": 0.8,
"deductibleWaived": false,
"dentalPlanTypeIncentive": [],
"dentalPlanTypeProcedure": [
{
"frequency": 1,
"mceamount": 0,
"frequencyType": null,
"name": "Bitewing X-rays"
},
{
"frequency": 1,
"mceamount": 0,
"frequencyType": null,
"name": "Routine Cleanings"
},
{
"frequency": 1,
"mceamount": 0,
"frequencyType": null,
"name": "Routine Oral Exams"
}
],
"covers": "Covers 100% I.N.<\/span> (80% O.O.N.)<\/span>"
},
{
"dentalType": null,
"inNetworkPercent": 0.7,
"outOfNetworkPercent": 0.6,
"deductibleWaived": false,
"dentalPlanTypeIncentive": [],
"dentalPlanTypeProcedure": [
{
"frequency": 0,
"mceamount": 0,
"frequencyType": null,
"name": "Extraction (simple)"
},
{
"frequency": 0,
"mceamount": 0,
"frequencyType": null,
"name": "Fillings"
},
{
"frequency": 0,
"mceamount": 0,
"frequencyType": null,
"name": "Panoramic X-Rays"
},
{
"frequency": 0,
"mceamount": 0,
"frequencyType": null,
"name": "Periodontal Maintenance"
}
],
"covers": "Covers 70% I.N.<\/span> (60% O.O.N.)<\/span>"
},
{
"dentalType": null,
"inNetworkPercent": 0,
"outOfNetworkPercent": 0,
"deductibleWaived": false,
"dentalPlanTypeIncentive": [],
"dentalPlanTypeProcedure": [],
"covers": "Covers 0%"
}
],
"waived": [],
"waivedLabeled": false
},
"Platinum": {
"inEffect": "2020-05-01T00:00:00",
"marketingInEffect": "2020-05-01T00:00:00",
"outOfEffect": "2026-04-30T00:00:00",
"marketingOutOfEffect": "2026-03-28T00:00:00",
"policyNumber": "350786",
"cleaningsPerPeriod": 2,
"cleaningPeriod": "12 months",
"orthoEliminationPeriod": 0,
"examFrequency": 1,
"examPeriod": "6 months",
"orthoCoverageDescription": "None",
"orthoLifetimeMax": 0,
"orthoCoInsurance": 0,
"annualPlanMax": 1500,
"outOfNetAnnualPlanMax": 1500,
"rewardsThreshold": 500,
"rewardsAnnualRollover": 250,
"ppobonus": 0,
"rewardsMaxRollover": 1000,
"waitingPeriod": null,
"notes": "Louisiana, Texas & Montana DO NOT HAVE OON RATES IN AND OUT ARE THE SAME PERCENTAGE COVERAGES",
"deductible": 50,
"familyDeductibleMax": 150,
"dentalRewards": true,
"planLevel": "Platinum",
"dentalNetworkDescription": "In-Network Benefits \/ Out-Of-Network Benefits",
"frequencyType": "Annual",
"carrier": {
"fullName": "Ameritas Life Insurance Corp",
"shortName": "Ameritas",
"logo": "\/img\/ameritas.png",
"creativeApproval": "2020-03-11T19:51:51.743",
"legalName": "Ameritas Life Insurance Corp (Ameritas Life)",
"website": "https:\/\/dentalnetwork.ameritas.com\/",
"phone": "1-877-983-3582",
"instructions": "Enter zip, select city & state, and Classic PPO network."
},
"dentalPlanCoverage": [
{
"rate": 66.12,
"coverage": "Member",
"areaName": null
},
{
"rate": 132.2,
"coverage": "Member +1",
"areaName": null
},
{
"rate": 170.52,
"coverage": "Member +Family",
"areaName": null
}
],
"dentalPlanRateBandState": [],
"dentalPlanType": [
{
"dentalType": null,
"inNetworkPercent": 1,
"outOfNetworkPercent": 0.8,
"deductibleWaived": true,
"dentalPlanTypeIncentive": [],
"dentalPlanTypeProcedure": [
{
"frequency": 0,
"mceamount": 0,
"frequencyType": null,
"name": "Bitewing X-rays"
},
{
"frequency": 2,
"mceamount": 0,
"frequencyType": "Annual",
"name": "Routine Cleanings"
},
{
"frequency": 1,
"mceamount": 0,
"frequencyType": null,
"name": "Routine Oral Exams"
}
]
},
{
"dentalType": null,
"inNetworkPercent": 0.8,
"outOfNetworkPercent": 0.6,
"deductibleWaived": false,
"dentalPlanTypeIncentive": [],
"dentalPlanTypeProcedure": [
{
"frequency": 0,
"mceamount": 0,
"frequencyType": null,
"name": "Extraction (simple)"
},
{
"frequency": 0,
"mceamount": 0,
"frequencyType": null,
"name": "Fillings"
},
{
"frequency": 0,
"mceamount": 0,
"frequencyType": null,
"name": "Panoramic X-Rays"
},
{
"frequency": 0,
"mceamount": 0,
"frequencyType": null,
"name": "Periodontal Maintenance"
}
]
},
{
"dentalType": null,
"inNetworkPercent": 0.5,
"outOfNetworkPercent": 0.4,
"deductibleWaived": false,
"dentalPlanTypeIncentive": [],
"dentalPlanTypeProcedure": [
{
"frequency": 0,
"mceamount": 0,
"frequencyType": null,
"name": "Bridge Work"
},
{
"frequency": 0,
"mceamount": 0,
"frequencyType": null,
"name": "Crown Repair"
},
{
"frequency": 0,
"mceamount": 0,
"frequencyType": null,
"name": "Crowns"
},
{
"frequency": 0,
"mceamount": 0,
"frequencyType": null,
"name": "Denture Repair"
},
{
"frequency": 0,
"mceamount": 0,
"frequencyType": null,
"name": "Dentures"
},
{
"frequency": 0,
"mceamount": 0,
"frequencyType": null,
"name": "Endodontics (root canals)"
},
{
"frequency": 0,
"mceamount": 0,
"frequencyType": null,
"name": "Extraction (complex) "
},
{
"frequency": 0,
"mceamount": 0,
"frequencyType": null,
"name": "General Anesthesia"
},
{
"frequency": 0,
"mceamount": 0,
"frequencyType": null,
"name": "Implants"
}
]
}
],
"inEffectDate": "2020-05-01",
"inEffectTimestamp": 1588309200,
"outOfEffectDate": "2026-04-30",
"outOfEffectTimestamp": 1777525200,
"marketingInEffectDate": "2020-05-01",
"marketingInEffectTimestamp": 1588309200,
"inEffectDateCalc": "2020-05-01",
"marketingOutOfEffectDate": "2026-03-28",
"marketingOutOfEffectTimestamp": 1774674000,
"startTimestamp": 1730437200,
"isInEffect": true,
"marketingIsInEffect": true,
"planLevelText": "Most Comprehensive",
"frequencyText": "per year & per person",
"frequencyTextAlt": "per year\/person",
"planCoverage": [
{
"rate": 66.12,
"coverage": "Member",
"areaName": null
},
{
"rate": 132.2,
"coverage": "Member +1",
"areaName": null
},
{
"rate": 170.52,
"coverage": "Member +Family",
"areaName": null
}
],
"planType": "dental",
"types": [
{
"dentalType": null,
"inNetworkPercent": 1,
"outOfNetworkPercent": 0.8,
"deductibleWaived": true,
"dentalPlanTypeIncentive": [],
"dentalPlanTypeProcedure": [
{
"frequency": 0,
"mceamount": 0,
"frequencyType": null,
"name": "Bitewing X-rays"
},
{
"frequency": 2,
"mceamount": 0,
"frequencyType": "Annual",
"name": "Routine Cleanings"
},
{
"frequency": 1,
"mceamount": 0,
"frequencyType": null,
"name": "Routine Oral Exams"
}
],
"covers": "Covers 100% I.N.<\/span> (80% O.O.N.)<\/span>"
},
{
"dentalType": null,
"inNetworkPercent": 0.8,
"outOfNetworkPercent": 0.6,
"deductibleWaived": false,
"dentalPlanTypeIncentive": [],
"dentalPlanTypeProcedure": [
{
"frequency": 0,
"mceamount": 0,
"frequencyType": null,
"name": "Extraction (simple)"
},
{
"frequency": 0,
"mceamount": 0,
"frequencyType": null,
"name": "Fillings"
},
{
"frequency": 0,
"mceamount": 0,
"frequencyType": null,
"name": "Panoramic X-Rays"
},
{
"frequency": 0,
"mceamount": 0,
"frequencyType": null,
"name": "Periodontal Maintenance"
}
],
"covers": "Covers 80% I.N.<\/span> (60% O.O.N.)<\/span>"
},
{
"dentalType": null,
"inNetworkPercent": 0.5,
"outOfNetworkPercent": 0.4,
"deductibleWaived": false,
"dentalPlanTypeIncentive": [],
"dentalPlanTypeProcedure": [
{
"frequency": 0,
"mceamount": 0,
"frequencyType": null,
"name": "Bridge Work"
},
{
"frequency": 0,
"mceamount": 0,
"frequencyType": null,
"name": "Crown Repair"
},
{
"frequency": 0,
"mceamount": 0,
"frequencyType": null,
"name": "Crowns"
},
{
"frequency": 0,
"mceamount": 0,
"frequencyType": null,
"name": "Denture Repair"
},
{
"frequency": 0,
"mceamount": 0,
"frequencyType": null,
"name": "Dentures"
},
{
"frequency": 0,
"mceamount": 0,
"frequencyType": null,
"name": "Endodontics (root canals)"
},
{
"frequency": 0,
"mceamount": 0,
"frequencyType": null,
"name": "Extraction (complex) "
},
{
"frequency": 0,
"mceamount": 0,
"frequencyType": null,
"name": "General Anesthesia"
},
{
"frequency": 0,
"mceamount": 0,
"frequencyType": null,
"name": "Implants"
}
],
"covers": "Covers 50% I.N.<\/span> (40% O.O.N.)<\/span>"
}
],
"waived": [
1
],
"waivedLabeled": [
"Preventative"
]
}
},
"procedures": {
"X-Rays": {
"bitewing)": 1,
"panoramic)": 1
},
"Routine Cleanings": {
"": 1
},
"Routine Oral Exams": {
"": 1
},
"Extractions": {
"simple)": 1,
"complex)": 1
},
"Fillings": {
"": 1
},
"Periodontal Maintenance": {
"": 1
},
"Bridge Work": {
"": 1
},
"Crown Repair": {
"": 1
},
"Crown": {
"all types)": 1
},
"Denture Repair": {
"": 1
},
"Dentures": {
"all types)": 1
},
"Root Canal": {
"all types)": 1
},
"General Anesthesia": {
"": 1
},
"Implants": {
"": 1
}
},
"coverage": {
"Member": {
"Gold": 31.52,
"Platinum": 66.12
},
"Member +Associate": [],
"Member +Spouse": [],
"Member +1": {
"Gold": 63.08,
"Platinum": 132.2
},
"Member +Family": {
"Gold": 93.92,
"Platinum": 170.52
},
"Member +Children": []
},
"annualPlanMax": {
"Gold": 800,
"Platinum": 1500
},
"outOfNetAnnualPlanMax": {
"Gold": 800,
"Platinum": 1500
},
"rewardsThreshold": {
"Gold": 500,
"Platinum": 500
},
"rewardsAnnualRollover": {
"Gold": 250,
"Platinum": 250
},
"rewardsMaxRollover": {
"Gold": 1000,
"Platinum": 1000
},
"type_1": {
"inNetworkPercent": {
"Gold": 1,
"Platinum": 1
},
"outOfNetworkPercent": {
"Gold": 0.8,
"Platinum": 0.8
},
"deductibleWaived": {
"Gold": false,
"Platinum": true
},
"services": {
"X-Rays": {
"Gold": 1,
"Platinum": 1
},
"Routine Cleanings": {
"Gold": 1,
"Platinum": 1
},
"Routine Oral Exams": {
"Gold": 1,
"Platinum": 1
}
}
},
"type_2": {
"inNetworkPercent": {
"Gold": 0.7,
"Platinum": 0.8
},
"outOfNetworkPercent": {
"Gold": 0.6,
"Platinum": 0.6
},
"deductibleWaived": {
"Gold": false,
"Platinum": false
},
"services": {
"Extractions": {
"Gold": 1,
"Platinum": 1
},
"Fillings": {
"Gold": 1,
"Platinum": 1
},
"X-Rays": {
"Gold": 1,
"Platinum": 1
},
"Periodontal Maintenance": {
"Gold": 1,
"Platinum": 1
}
}
},
"type_3": {
"inNetworkPercent": {
"Gold": 0,
"Platinum": 0.5
},
"outOfNetworkPercent": {
"Gold": 0,
"Platinum": 0.4
},
"deductibleWaived": {
"Gold": false,
"Platinum": false
},
"services": {
"Bridge Work": {
"Platinum": 1
},
"Crown Repair": {
"Platinum": 1
},
"Crown (all types)": {
"Platinum": 1
},
"Denture Repair": {
"Platinum": 1
},
"Dentures (all types)": {
"Platinum": 1
},
"Root Canal (all types)": {
"Platinum": 1
},
"Extractions": {
"Platinum": 1
},
"General Anesthesia": {
"Platinum": 1
},
"Implants": {
"Platinum": 1
}
}
}
};