For many retirees, vision insurance slips under the radar—until it’s gone. You retire, your employer coverage ends, and then you realize that Medicare doesn’t cover routine eye exams, glasses, or contacts. It’s an unexpected gap that can have a big impact on your quality of life.
Clear vision is about more than seeing the fine print. It’s about independence, safety, and continuing to enjoy the moments that matter—like reading to your grandchildren or driving to visit old friends. The good news? Even if you missed open enrollment for health insurance, you can still sign up for vision coverage designed for retirees just like you.
Is Vision Insurance Limited to Open Enrollment Periods?
Most people associate open enrollment with strict deadlines and limited opportunities. While that may be true for Medicare or employer-sponsored health plans, it doesn’t apply to most individual or association-sponsored vision plans.
That’s right—you can enroll in vision insurance throughout the year, including right now. There’s no need to wait for a specific time of year or a qualifying life event.
Vision plans available through your retiree association are designed to be flexible. With no health questions to answer and minimal red tape, enrolling is straightforward and stress-free. Best of all, these plans help cover the everyday needs that Medicare leaves out, including exams, lenses, and frames.
Why Enrolling Now Makes Sense
Retirement doesn’t mean your vision stops changing—in fact, it’s often when eye care becomes more important than ever. As we age, the risk of eye conditions such as cataracts, glaucoma, and macular degeneration increases. Regular vision care helps catch these issues early, when they’re most treatable.
By enrolling now, you can:
- Stay current with annual eye exams that monitor your vision and overall health
- Get help paying for updated eyeglasses or contact lenses
- Detect and manage age-related vision issues before they affect your lifestyle
- Avoid the high out-of-pocket cost of care without insurance
A quality vision plan offers protection, peace of mind, and freedom to maintain your independence as you age.
What to Look for in a Retiree Vision Plan
Not all vision insurance is the same, and the right plan can make a real difference. Here are a few key features to consider:
- Comprehensive eye exam coverage
Annual exams are vital for keeping prescriptions current and spotting potential health concerns.
- Benefits for glasses or contacts
Look for a plan that offers allowances or discounts on frames, lenses, and lens enhancements.
- Trusted provider network
Choose a plan with a large, nationwide network of optometrists and eyewear retailers.
- Predictable costs
Many association-sponsored plans offer budget-friendly monthly premiums with group discounts and clear benefit summaries.
How to Get Covered
If you’re ready to protect your vision, getting started is easy. Visit our vision page to see available plan options, pricing, and enrollment instructions.
If you’d rather talk it through, help is just a phone call away. Contact an AMBA representative at 1-844-385-4359 to discuss your options and complete your enrollment over the phone.
There’s no waiting period, no open enrollment restriction, and no reason to delay your vision care any longer.
Ready to Take the Next Step?
Retirement may change your benefits, but it doesn’t have to change your ability to get quality eye care. With year-round access to affordable, retiree-focused vision insurance, you can protect your eyesight and your peace of mind—starting today.
Click here to enroll or learn more about your vision coverage options.
Or call 1-844-385-4359 to speak with a friendly AMBA representative who’s ready to help.